• Access Now
  • Earned Wage Access
  • Pay Later
  • Pay Bills
  • My Account
  • We Buy Businesses

Funding Partners

This Earned Wage Access (EWA) platform is primarily meant to attract and/or retain existing customer userbase across The DCANS Group Limited.

 

GHANA
DCANS Investments Ghana
DCANS Hub Ghana
DCANS Energy
DCANS Mortgage Ghana
DCANS Pay
 
 
 
 
UK / EUROPE
DCANS Capital UK
DCANS Hub UK
DCANS FX
DCANS Mortgage UK
Quid Pay
MSI Capital Ventures
Brooks & Fountains
OSFO
Moneyafrique UK

..

 

 

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How it works

For Employees

  • Not A Loan
  • No Upfront Fees
  • Non-Deposit Taking
  • No Interest Payment
  • GHs500 - GHs50,000 Range
  • No Bank Account Opening
  • Repayment Options
  • Acceptable MoMo Accounts
  • Utilities On Credit (Zero Interest)
  • Subscriptions On Credit (No Interest)
  • Employee Benefits
  • EWA Alternatives
  • Access Cap
  • Responsible Usage
  • Employee Blog

Why Choose Us

  • EWA + TDG Jobs
  • Quidmaster UK
  • Sikamaster + Quidmaster
  • One DCANS Login
  • TDG Ecosystem Integrations
  • All Sikamaster EWA Benefits
  • How We Compare

About Us

  • Who We Are
  • How We Operate
  • Platform Objectives
  • Strategic Partners
  • DCANS Ecosystem
  • DCANS Loyalty Programme

The DCANS Group Ltd

  • The DCANS Way
  • Disruptive Entrepreneurship
  • TDG Credit System
  • Direct Funding Partners
  • Legal & Accounting Unit
  • Litigation Department
  • DCANS Emergency Funds
  • Tax Efficient Strategies
  • DCANS Healthcare Group
  • DCANS Property Group
  • DCANS Financial Group
  • DCANS Hospitality Group
  • DCANS Retail Group
  • DCANS Agribusiness Group
  • Reinvestment Policy

For Employers

  • Employer Partners
  • B2B Platforms
  • Employer EWA Integration
  • Employer Benefits
  • Payroll Integrations
  • HCM Partners
  • Direct Funding Options
  • Direct Payroll Funding
  • EWA vs. Payroll Funding
  • Payroll Funding Users
  • Payroll Software
  • Payroll Funding + Software
  • Payroll Management
  • Payroll DIY
  • Payroll Tax Services
  • Online Payroll Services
  • Employer Blog
  • Employer Signup

Regulations

  • Earned Wage Access (EWA)
  • Eligibility Criteria
  • Employee Onboarding Process
  • Employer Onboarding Process
  • Non Recourse
  • Payout Process
  • Repayment Process
  • EWA + BNPL
  • EWA + CNPL
  • Regulatory Compliance
  • BoG Authorisation ?
  • Deductible Charges
  • Self-Regulation
  • Global Tax Compliance
  • How Sikamaster Makes Money

Platform Support

  • FAQ
  • Glossary
  • Email Form
  • DCANS Super App
  • DCANS AI Assistant
  • Client Area
  • We Don't Sell Your Data

My Account

  • Account Login
  • Pay Bill
  • Repayment

Funding Partners Ghana

  • DCANS Investments Ghana
  • DCANS Pay Ghana
  • DCANS Energy Global
  • DCANS Mortgage Ghana
  • DCANS Foreclosure Ghana
  • Supplier's Credit Ghana
  • DCANS Bail Bonds
  • Osei Family Office
  • DCANS Liquidity Pools
  • DCANS Digital Assets

Blog

  • Online Safety
  • Disruptive Earned Wage Access
  • Understanding Salary Advance
  • Staying Safe Online
  • Personal Finance
  • Financial Literacy
  • Homebuyer Education
  • Exposing Regulated Fleecers
  • Saving vs. Investing
  • Living Within Your Means
  • Emergency Fund
  • Debt Management
  • Financial Freedom
  • Forex Trading
  • Driving For Profit
  • Debt to Wealth
  • Multiple Income Streams
  • Money & Mental Health
  • Liquid vs. Illiquid Investments
  • Time Management
  • Home Ownership
  • Buying A Property in Ghana
  • Building a House in Ghana
  • Getting A Mortgage in Ghana
  • Buying Building Materials
  • Starting A Successful Business
  • Free Profitable Business Ideas
  • Investments Over Insurance
  • Investments Over Pensions
  • Engagement & Wedding Financing
  • Retirement Planning
  • Generational Wealth
  • Poverty Mindset
  • Ghana's Interest Rate Spread
  • Borrower Rights
  • Lender Rights
  • Free Legal Support
  • EWA vs. Payday Loans
  • EWA vs. Personal Loans
  • Biblical Money Perspectives
  • View All Blog Articles

Funding Partners UK

  • DCANS Capital UK
  • DCANS Mortgage UK
  • DCANS Foreclosure UK
  • DCANS FX Global
  • DCANS Forex Reserves
  • DCANS Crypto UK
  • DCANS Crypto Reserves
  • DCANS Gold UK
  • DCANS Gold Reserves
  • CityStreet Quants
  • MSI Capital Ventures
  • C57H Global
  • Kaizer Labs
  • Supplier's Credit UK
  • TDG Legal & Accounting
  • The Litigation Funders
  • DCANS Precursor Banks

DCANS Ecosystem

  • Eat Now Pay Later
  • Care Now Pay Later
  • Buy Now Pay Later
  • Rent & Pay Monthly
  • Rent-to-Buy Homeownership
  • DCANS Affordable Housing
  • Affordable Luxury Homes
  • Build Now Pay Later
  • Building Materials & Supplies
  • Sell Your House Quickly
  • Sleep Now Pay Later
  • Sell Your Commercial Property
  • Sell Your Registered Land
  • Vacation Now Pay Later
  • Ghana Property Traders
  • Fly Now Pay Later
  • Drive Now Pay Later
  • Solar Now Pay Later
  • Work & Pay Vehicle Ownership

Efficiency

  • Operational Efficiency
  • Digital-Only Policy
  • Cashless Policy
  • No Talkshop
  • No Needless Phonecalls
  • No Useless Meetings
  • No Nonsense Anti-Fraud
  • No Useless Paper Forms
  • Fraud Warning
  • Terms
  • Privacy
  • Bank Account Policy

This platform DOES NOT solicit funds from the general public, and neither does it invest on behalf of the general public. Neither The DCANS Group Limited, or any of its subsidiaries, units or divisions invest on behalf of retail investors.

Providing qualified salaried workers early access to their earned salaries is a privilege and not a right.

The information provided in this platform are general in nature only and does not constitute personal financial advice. Before acting on any information you should consider the appropriateness of the information having regard to your objectives, financial situation and needs.

Using our services constitutes acceptance of the terms, conditions & rules govern our operations, so if you disagree with any of them in part or in full, please don't use our services. Our No Upfront Fee Non-Deposit Taking Direct Earned Wage Access (EWA) Platform is strictly for qualified existing customers of DCANS Ecosystem and all private sector employees recruited via DCANS Jobs Ghana (Dedicated Recruitment Platform of The DCANS Group Limited) only. | Legal & Compliance provided by TLA Firm & Partners and The Litigation Funders

© 2026 Sikamaster (Ghana), affiliated to Quidmaster UK, are both dedicated Earned Wage Access (EWA) Platforms of The DCANS Group Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), dual-headquartered in Ghana and the UK.

The DCANS Group Limited is registered with the Information Commissioner’s Office (ICO) in the UK under registration number ZC173687, and in Ghana via the Data Protection Commission (DPC).

This platform is securely powered by DCANS Hosting and Promoted by DCANS Media Ventures (which also owns Ghana Business Today and DCANS Print and Accurate Ads and DCANS Ads Ghana).


UK Registered Office Address: DCANS Offices UK, 10-16 Tiller Road, London, E14 8PX, United Kingdom.

Ghana Registered Office & Trading Addresses: See DCANS Offices Ghana.

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  • Access Now
  • Earned Wage Access
  • Pay Later
  • Pay Bills
  • My Account
  • We Buy Businesses