If you’re like most people, you want to get the lowest interest rate that you can find on your loan. A country with deepening economic woes needs practical, feasible and sustainable approach and strategies. Relying on a savings culture in a low-income environment is not the way to go, at least from our own in-house research data.
Our carefully structured global capital raising strategies allows us to roll out easily accessible low-rate loans to qualified serious prospective borrowers.
There is no catch with our low rate loans. It's purely a business strategy at the group level.
• Sikamaster Loans (SML), a non-deposit taking direct lender does not rely on retail deposits or current bank deposit structure, which is mostly short-term, and historically high interest rates, which put monthly payments on long-term loans out of reach for most people.
• SML has access to substantial long term patient funds via credit channels and dedicated funds with 40 selected sister companies of The DCANS Group.
• SML is a fully "online first" direct lender. Technology allows us to cut our operational costs drastically.