Equity Financing

Sikamaster Loans is not all about debt financing (loans), we also provide equity financing of various kinds and types.


Debt vs Equity

Equity financing – selling shares or ownership interest of your company / business in exchange for a comparable amount of cash / capital. Equity financing can be one of the more confusing strategies for a business owner, and, like other types of financing, it has its pros and cons. Perhaps the best way to look at equity financing is to compare it to its more common counterpart: debt financing.

Mostly via private placement or an initial public offering (IPO) or direct listing, depending on the scale.

 Business Control
 Borrow Capital
 Pay Interest
 Credit Market
 Full ownership retained
 Buy Capital
 Share Profits / Gains
 Capital Market
 We'll have a greater say in the day-to-day operations of your business



- We build relationships based on our industry knowledge, credibility, integrity and honesty

- Wide range of funding partners that allow us to provide capital to all sizes of businesses and gives us the ability to work with all types of credit.


Equity Options

Flexible solutions to meet your corporate needs.

- Growth equity

- Private equity 


Exit Options

This is usually decided and agreed upfront.



- Must be a going concern.

- Must have a website for your business, and must meet our business website requirement.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class (we don't lend to unemployed). SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital. SML does not charge any upfront fees before lending.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, non-deposit taking direct lending platform in phases (three phases remaining). Fully compliant with AML and KYC regulations.

ALL Business Loans have been moved to GHStartups.com (a sister company). GHStartups.com provides loans to all kinds of businesses, be it large or small and not necessarily startups alone. All Rent Loans have also been moved to RentNowPayLater.net and RentToBuyGhana.com. All Construction Loans have been moved to Build Now Pay Later. All Auto Loans have been moved to Glostar Motors.

ALL Buy Now Pay Later (BNPL) Loans (incl interest-free and interest-bearing) have been moved to DCANS Pay (a sister company).

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