Who We Are

We are a small company by design, and for several years, this structure has served our customers extremely well. We work to ensure the greatest amount of flexibility in structuring your financing. Whether you're a first-time borrower or a seasoned borrower in need of special financing (i.e. estate tax, self-employed, divorce, second home, real estate investor), we are the direct lender for you.

Sikamaster offers the most aggressive loan products and pricing models to customers as a direct lender. We have developed multi-faceted investor relations, which has made us a recognized leader with a wide array of products serving different customer groups.

We offer:

- More than 12 years of industry experience

- Competitive rates

- Attention to detail

- A knowledgeable, friendly staff

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class (we don't lend to unemployed). SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital. SML does not charge any upfront fees before lending.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, non-deposit taking direct lending platform in phases (three phases remaining). Fully compliant with AML and KYC regulations.

ALL Business Loans have been moved to GHStartups.com (a sister company). GHStartups.com provides loans to all kinds of businesses, be it large or small and not necessarily startups alone. All Rent Loans have also been moved to RentNowPayLater.net and RentToBuyGhana.com. All Construction Loans have been moved to Build Now Pay Later. All Auto Loans have been moved to Glostar Motors.

ALL Buy Now Pay Later (BNPL) Loans (incl interest-free and interest-bearing) have been moved to DCANS Pay (a sister company).

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