TDG Number

TDG Number (short for The DCANS Group Number), is a unique 11-15 digit number and letters, that are used to identify both Customers and Clients & Employees across The DCANS Group.

TDG Number (TDGN) is a combination of letters and numbers. It cannot be applied for -- You are issued one free-of-charge under any of the following circumstances

• issued by Sikamaster after verifying and/or validating your collateral details on BoG's Collateral Registry System (CRS)

• issued by PC24 Store Ghana to all businesses that setup the hosting of their business websites with it, as an initial step to borrowing from us

• by any subsidiary of The DCANS Group to qualified persons and/or entities, that you do business with.



• This unique identifier enables customers and clients to benefit from offers and incentives, aside automatic TDG Credit System (TCS)

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining, including key synergistic acquisitions and regulation for some aspects of our operations).

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Applicants must be 18 or over. All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. Do not contact us if you don't qualify to apply for any loan type - instead take steps to meet our lending requirements.
Please note that there have been an increasing number of attempts to defraud Sikamaster clients. Please take every necessary measure to ensure that your account information is secure! Learn more.
Aside lending, our website offers information about saving, investing, tax and other financial matters, but not personal advice. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.