Request a callback

We run a 24-hour customer support services, but our live-persons team works from Monday to Friday 10am to 2pm, and Saturdays from 9am to 1pm (GMT). We will call you during this time. At certain times of day, callbacks may not be available due to operational constraints or technical issues.

All call backs from this service are free of charge to both land lines and mobiles.

You can also contact us by emailing us with your enquiry, instead of requesting a callback. Calls may be recorded and/or monitored.

Callbacks are currently available to persons or entities with login credentials only.


No callback

If you do not receive a callback from us within 7 days, your callback has not been successful and you will need to try again, or send your enquiry by email.

If reason(s) for callback have already been answered or provided for on this website, your request will automatically be deleted (respectfully).


Unanswered callback

We will only make one attempt to call you back. If your number is busy, or you do not answer, we will not try again later.


Complete form for callback here (login required).

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.