Book an appointment

All meetings at any of our office premises or your business premises or place of work, is strictly by appointment only. Kindly complete the appointment booking form below, and we would get back to you to confirm your appointment date.

Phone Number:*
Appointment Date:
Word Verification:

You would be called only from our contact number to confirm your appointment date, before you can make plans towards it.


Booking an Appointment

To guarantee the safety and protection of our staff, employees, customers and clients at all times, no thoroughfare at any of our office premises.

With our no upfront fee operational model, we do not necessarily meet all prospective borrowers and/or clients. Most face-to-face post-application verifications or meetings are done at any of our premises, or the clients business premises or workplace or even at the premises of affiliated lawyers (whichever applies to you).

We do not provide an open door policy for this service. To visit any of our office premises, you need to book an appointment and get it confirmed before the appointment date. More here

We cannot schedule appointments with no applications (complete or incomplete) before us -- Until we have something (agenda) to work with, we are unable to confirm any appointment date. All meetings are capped at 30 minutes.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.