How we work

Whatever your role at Sikamaster Loans, you are part of a team which is contributing to our success. It takes a team to build the perfect home. Sikamaster Loans is not just about loans, credit, finance and financial services; we need people with a wide range of qualifications, skills and experience in location across the UK. There’s plenty of opportunities to join a winning team.


We offer both in-office and work from home (WFH) model in line with laid down standard operating procedures - Our remote working model predates Covid-19.


Find out what is right for you:



Legal team works closely with a number of departments, and with the Sales departments with regards to loan contracts and agreements.

Typical roles:

Conveyancers, Legal Secretaries, Legal Executives, Legal Administrators, Lawyers.



Customer care

Customer care team implement the quality control process and complete proper due diligence.

Typical roles:

Area Customer Care Managers, Customer Care Technicians, Customer Care Coordinators, Payment Clerks.




Financial reporting, forecasting and analysis are essential for any of our businesses to function effectively. The Finance team works with all the other departments at varying times, and are involved in activities such as property investment, cost control, forecasting, budgeting and accounting function for the region as well as in-house whole chain application for clients, as well as responsible for providing valuable reports to our Group Finance team. The quarterly forecasts and monthly accounts provides key data enable some of the most important strategic decisions for the business. Also responsible for ensuring our people are paid on time.

In the majority of cases, our finance vacancies require successful candidates to have gained a qualification from one of the formally recognised bodies for accountancy such as CIMA or ACCA.

Typical roles:

Accountants, Reporting Managers, Cashiers.



Support functions

To ensure a smooth operation of our businesses, we also employ key personnel in various support functions such as Accounts and Payroll, IT, Health and Safety, Company Secretariat, Human Resources and Training, Graphic Design, Public Relations, Customer Services, Internal Audit and Catering.

Typical roles:

Payroll officers and assistants, Desktop Engineers, HR Officers, Accounts Assistants, Graphic Designers, Internal Auditors.



Sales and Marketing

Each region has a Marketing team that is responsible for the marketing and promotion of developments. Each of our developments has its own Sales Team which has knowledge of the local market and can advise customers on the range of products available. The Sales Advisor supports the customer from start to finish and ensures that they are kept up to date with the ongoing work at their development. The team also strive to ensure that the sales presentation of their sites, including show homes, are of a high standard.

Typical roles:

Payroll officers and assistants, Desktop Engineers, HR Officers, Accounts Assistants, Graphic Designers, Internal Auditors.


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Quick Notice

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart & responsible direct lender for the working class (we don't lend to the unemployed). SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital. SML does not charge any upfront fees before lending. The Bank of Ghana (BoG) does not regulate some forms of no upfront fee non-deposit taking financial services, buy to lets, seller financing, commercial mortgages, secured loans, unsecured loans, earned wage access schemes, buy now pay later products, bridging loans, trusts, overseas mortgages, and conveyancing or debt management.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, non-deposit taking direct lending platform in phases (three phases remaining).The information contained within this website is subject to Ghana regulatory regime and is therefore targeted at customers based in Ghana. Fully compliant with non-offer of regulated products, AML and KYC regulations.

All Business Loans have been moved to (a sister company). provides loans to all kinds of businesses, be it large or small and not necessarily startups alone. All Rent Loans have also been moved to and All Construction Loans have been moved to Build Now Pay Later. All Auto Loans have been moved to Glostar Motors.

All Buy Now Pay Later (BNPL) Loans (incl interest-free and interest-bearing) have been moved to DCANS Pay (a sister company).

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