Life is full of surprises, and sometimes you need a little bit of extra money to get you back into a steady financial position. This is where applying for a personal loan can be your best option, especially when alternative options are closed to you. With Sikamaster Loans, you can have all that in span of 2-7 days! Personal Loan is designed to provide your needs in fast and easy way.
• Up to GHS100,000 (supported by income levels). Minimum: GHs1,000
• Minimum qualifying monthly net salary: GHs800
• Repayment Period: 6 months to 60 months
• Maximum interest rate: 20% per annum
• A one-off 10% fee deducted from final loan being disbursed.
• No penalties for prepayments or early repayments.
• Collateral required for all loans above GHs10,000.
The table below gives you a picture of the requirements for each qualified applicant. This loan type is strictly designed to support
• All public sector workers and
• Private sector employees of companies who are existing customers of GHStartups.com
If you do not qualify under any of the groups above, you may want to see our Loyal Repeat Customers (Loan partnership model with selected vendor partners).
Sikamaster Personal Loans Benefits
• Opportunity to upgrade or be considered for a Low-rate Home Mortgage.
• Opportunity to benefit from Care Now Pay Later, delivered by DCANS Pay (a sister company) that allows you to seek medical care (home or abroad) and pay later for procedures and prescription drugs that are not covered by the NHIS.