What are the minimum qualifications for a loan?
You could qualify for a loan from us if you meet the following criteria:
✓ You must have a TIN. (may be waived for qualified non-resident existing customers within the TDG Ecosystem)
✓ You are at least 21 years old and a Ghana Resident. Non-Residents see here.
✓ You have a minimum gross annual income of GHs6,000. Proof of Income Required
✓ You have a steady employment history and are not unemployed
✓ Must be registered for both Tier I & II Pension Schemes in Ghana (may be waived for qualified non-resident existing customers within the TDG Ecosystem)
✓ You have an established salary bank account (current) with direct deposit of income into that account, a cheque book and provide your recent account history electronically via our client area at the time of application
✓ You have an established credit history (based on our minimum standard credit criteria)
✓ You have the ability to make weekly or monthly payments in order to pay off your loan
Meeting the minimum qualifications does not guarantee you will be approved. Every application is assessed individually.
• Application Documents
• Supporting Documents
• Credit Checks
• How to Apply