What are the minimum qualifications for a loan?
You could qualify for a loan from us if you meet the following criteria:
To qualify for a business loan of any kind or type,
✓ You business must be registered at the Registrar General's Department (RGD)
✓ TIN of all Directors and/or Shareholders aside that of the Business itself
✓ Your business must have operated for a minimum of 2 yrs
✓ Your business must have a Business Bank Account with any of the 23 BoG-regulated universal banks
✓ Valid Tax Clearance Certificate
✓ Proof of Filed Business / Company Accounts
✓ Your business must have website for the business.
Note: The above business requirements are for 2yr+ businesses. All startups and/or businesses less than 2yrs are to seek funding from our sister entity, GHStartups.
If your business is more than 2yrs but cannot meet the basic requirements above, then you do not qualify to borrow from us.
Meeting the minimum qualifications does not guarantee you will be approved. Every application is assessed individually.
• Application Documents
• Supporting Documents
• Credit Checks
• How to Apply