Charitable Giving

Sikamaster Loans seeks to play a responsible, proactive role in supporting Ghanaian charity organisations and people in need.

Sikamaster Loans understands its privileged position as part of the Ghanaian business community and launched its Samaritans For Humanity (SFH) charity to give back to the community and support Ghanaian charities.

The aim of the Samaritans For Humanity (SFH) charity is to give financial support to a variety of charity organisations whose common goal is to better the quality of life in Ghana and abroad. We are committed to the ongoing support of groups including:


• Health care

• Medical Sciences

• Cancer Research

• Education

• Social Justice


We also consider donation and volunteering requests that facilitate worthy causes. Requests for donations must be submitted on your organisation's letterhead at least eight weeks prior to the date needed and will be reviewed on a monthly basis by Sikamaster Loans' Charity Committee. No fee required ever. Please do not call us. You will be notified of our decision via email or phone call.


Please include the following information in your request:

- Organisation name

- Address

- Contact person's name, address, email address, and phone number

- Contribution request (cash amount, and/or specific product)

- Explanation of how the contribution will be used

- The approximate number of people it will benefit

- Timeline


Please email request to:



Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.