Charitable Giving

Sikamaster Loans seeks to play a responsible, proactive role in supporting Ghanaian charity organisations and people in need.

Sikamaster Loans understands its privileged position as part of the Ghanaian business community and launched its Samaritans For Humanity (SFH) charity to give back to the community and support Ghanaian charities.

The aim of the Samaritans For Humanity (SFH) charity is to give financial support to a variety of charity organisations whose common goal is to better the quality of life in Ghana and abroad. We are committed to the ongoing support of groups including:


• Health care

• Medical Sciences

• Cancer Research

• Education

• Social Justice


We also consider donation and volunteering requests that facilitate worthy causes. Requests for donations must be submitted on your organisation's letterhead at least eight weeks prior to the date needed and will be reviewed on a monthly basis by Sikamaster Loans' Charity Committee. No fee required ever. Please do not call us. You will be notified of our decision via email or phone call.


Please include the following information in your request:

- Organisation name

- Address

- Contact person's name, address, email address, and phone number

- Contribution request (cash amount, and/or specific product)

- Explanation of how the contribution will be used

- The approximate number of people it will benefit

- Timeline


Please email request to:



Regulatory Compliance


Sikamaster (SML), is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart & responsible direct lender for the working class (we don't lend to the unemployed). SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital. SML does not charge any upfront fees before lending.

The Bank of Ghana (BoG) does not regulate some forms of no upfront fee non-deposit taking financial services, buy to lets, seller financing, commercial mortgages, secured loans, unsecured loans, earned wage access or workplace loan schemes, buy now pay later products, bridging loans, trusts, overseas mortgages, and conveyancing or debt management.

Our loans are strictly for existing customers of The TDG Ecosystem (including employees of existing business customers of, existing tenants of and all Private-Sector Salaried Workers recruited via TDG Jobs Ghana platform). Our Home Mortgages can only be used to buy from or through DCANS Properties.

All Business Loans have been moved to (a sister company). provides loans to all kinds of businesses, be it large or small and not necessarily startups alone. All Construction Loans have been moved to Build Now Pay Later. All Auto Loans have been moved to Glostar Motors.

All Buy Now Pay Later (BNPL) Loans (incl interest-free and interest-bearing) have been moved to DCANS Pay (a sister company).

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