Travel / Vacation Loans

Sikamaster provides international travel and/or lodging loans, which includes return air fare, hotel accommodation, local transportation. Our comprehensive travel loans cover up to 80% of your total travel package cost, with a minimum travel loan amount set at $1,000.

All airline tickets and hotel bookings are done via SG Hospitality only.



• Loans within $1,000 and $50,000 (or in cedi equivalent), per applicant, subject repayment schedule. Maximum lending limit can be exceeded with medical travels.

• Qualified borrowers can borrow on behalf of third-parties



• Applicants must process their own travel visa. You may do that yourself or via any external travel/tour company or even our in-house travel company, SG Hospitality.

• Applicant must fall under one of the following categories to qualify

- A Salaried Worker (Public Sector)

- A homebuyer with DCANS Properties LLC with an unexpired mortgage

- Any existing secured borrower with us


How to apply

Kindly complete an online application form here.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.