School Fees Loans

Education for your child may be the best investment you can ever make. This loan is available to finance all levels of education; Elementary, Primary, Junior High Secondary School, Senior High Secondary School and College, Polytechnic, University (Graduate & Post graduate)



• Loan finances up to 100% of your child's school fees bill

• Loan can be as low as ghs200 and as much as ghs120,000 (without a collateral)

• Repayment within 3 - 24 months



• Fast, convenient and timely.

• Peace of mind to study and not worry about fees



• Must be a government salaried worker or employee of a company with an existing secured loan with us, or just a tenant or homebuyer with DCANS Properties Ltd

• Provide 3 recent pay slips

• Must have a Tax Identification Number (TIN)


How to apply

Kindly complete an online application here.


Other education loans

Our School Fees Loans are slightly different from our Private Student Loans.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.