Manufacturing Loans

If a manufacturer is unable to keep up with demand, it can cost them their business. At Sikamaster Loans, we understand that when your manufacturing company needs financing, you need it quickly. Our manufacturing loans have helped companies across Ghana maintain and exceed product demand in a variety of industries. Apply today and let us help grow your business, too.

We’re able to provide business loans anywhere between ghs10,000 and ghs5,000,000, making our manufacturing finance products a popular option for meeting the capital needs of manufacturers in any industry, including (but not limited to):

- Electrical Equipment and Appliances

- Equipment and Machinery

- Transportation Equipment

- Food and Beverage

- Furniture

- Leather and Allied products

- Plastics and Rubber products

- Petroleum and Coal products

- Textiles and Apparel

- Primary Metal and Fabricated Metal

- Paper, Printing and Related Support Activities



• Access funds in as little as 7 business days

• Use the capital towards any business expense, including (but not limited to):

    - New or updated machines to streamline production

    - Expansion and time-sensitive growth opportunities

   - The purchase and/or transportation of raw materials to the production site

   - Corporate operating costs as a result of increased government regulations

   - Research and development

   - Investing in technology-intensive practices



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• Loan usually insured


How to apply

Kindly complete an online application here.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.