Renewable Energy Loans

Offering financing for funding green renewable energy projects. Wind, solar, biodiesel, ethanol, hydroelectric and other low carbons. Loans are currently only available for complete setups or installation from DCANS Energy Ltd(a sister company).

Aside our loans for homeowners, we finance SMEs to help them with their renewable energy projects. If you are investing in sustainable energy, we can back you.


You can use the loan for:

• Rooftop Solar

• Solar Farms

• Bio Energy (incl Anaerobic Digestion)

• Small-scale hydro (and hybrids)

• Geothermal



• Borrow up to $20,000 (for residential use), and up to $5m for commercial/industrial use.

• Low fixed rates with no upfront fees or prepayment penalties.

• Repayment period: 5 years

• Fast loan processing


How the loan works

If you’re already a Sikamaster Home Loan customer, we’ll waive the fee to top-up your home loan.

If you’re refinancing your mortgage with us, we’ll agree a portion of your home loan to classify as the Sustainable Energy Loan, and add our contributions to that.

If you’re building a new house that has a sustainable energy system included in the cost of the property, we’ll agree a portion of your home loan to classify as the Sustainable Energy Loan, and add our contributions to that.


How to apply

Kindly complete an online application form here, to get started.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining, including key synergistic acquisitions and regulation for some aspects of our operations).

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Applicants must be 18 or over. All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy.
Please note that there have been an increasing number of attempts to defraud Sikamaster clients. Please take every necessary measure to ensure that your account information is secure! Learn more.
Aside lending, our website offers information about saving, investing, tax and other financial matters, but not personal advice. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.