Healthcare Business Loans

The traditional method of turning to a bank or lending institution for a loan may not be right for you. Banks and other lenders require a good credit rating, extensive financial statements, collateral, etc. You take care of others and don't have the time to get tangled in the red tape. Get the funds you need to assist with expansion, updating your existing medical facility, decide.

Payments are flexible and based on your future income. If your revenue drops then your payments decrease. Insurance companies can take more than 4 months to pay a claim. This creates an unnecessary strain on your cash flow. Running a successful health service business requires hard work, perseverance, and flexibility to succeed. The change the way hospitals do their their traditional purchasing process, which typically involves a number of middlemen and loyal inefficient relationships.



• Can be used by medical or dental professionals for private practice, or private hospitals/clinics/pharmacies.

• For purchasing or upgrading your medical equipment, changing regulations and rising business, liability and drug costs - including payroll and training requirements.



• Must have operated for at least two (2) years

• Six (6) months bank statements

• Current professional licenses of doctors/nurses/technicians/midwives


How to apply

The application takes only a few minutes. Complete online here.

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.