It provides loans to those employees of companies who already have an existing secured corporate/business with any of our merchant partners.
No collateral is required to be provided by this type of employee, as the liability is on their employer. Note: Your employer will approve of your loan request by giving you a token to enter on your application with us. Without the token, you cannot make an application as any attempt to submit your application will automatically be discarded by our systems.
It is a loan solution best for: tuition fees, medical emergencies, bills payment, personal consumption
These are offered to employees of institutions that have a signed memorandum of understanding with us. No collateral required.
Features & Benefits
• Employees of these institutions can have access to loans without the condition of maintaining prior to getting a loan.
• Prospective borrowers will be provided with a key string that the pre-approved employer generates on our website, that the borrower needs to enter to complete and submit their application.
• Deductions are made by the employer through the payroll. The employer then remits the payment to us monthly.
• The monthly loan repayment should not exceed 50% of the bankable salary.
• Loan ranges from ghs200 to ghs20,000
• Repayment: 1-24 months
• Payment mode: Monthly Amortisation (Principal plus Interest)
• Proof of Tier-I or Tier-II registration
• One(1) Passport Photo
• Proof of ID - Any valid government-issued photo-id. It can be a passport, voter's id or drivers' license. We do not accepted NHIS card at the moment.
How to apply
Kindly complete an online application form here for this type of loan.
If you do not qualify for this Unsecured Private Sector Salary Loans, then you can consider our Secured Salary Loans