Life is full of surprises, and sometimes you need a little bit of extra money to get you back into a steady financial position. This is where applying for a personal loan can be your best option, especially when alternative options are closed to you. With Sikamaster Loans, you can have all that in span of 2-7 days! Personal Loan is designed to provide your needs in fast and easy way.
Can be used for:
We do not dictate what you can and cannot use your loan money for; that is all up to you. You might be in urgent need of money to....
• Purchasing of personal gadgets & appliances
• Minor Home repair or improvements
• Payment of school tuition fees
• Payment of hospital bills and other medical emergencies
• Consolidation of debt payments
• Car Accessories / Repair
• Other purposes of personal nature which is valid and acceptable
Features & Requirements
• Up to ghs50,000 (supported by income levels). Minimum: ghs1,000
• 6 months to 24 months
• Must be a regular employee in present company for at least 2 years
• No collateral required for salaried government workers with a valid social security number and/or tier-I/II
• Collateral may be required for salaried private sector workers with a valid social security number and/or tier-I/II - Considered on a case-by-case basis
To qualify for a loan, a number of factors are considered including, but not limited to business financials and cash flow, business and guarantor credit profiles, and other information.
Fees & Charges
No upfront fees.
A one-off 4% fee deducted from final loan being disbursed.
No penalties for prepayments or early repayments.
Loan Rates
Monthly rates range within 0.75% and 4%
Processing Time
Funding can be in your bank account within 7 - 90 days
How to apply
Apply online in under 5 minutes here.
Note
We also offer Personal Loans For Business Use.
Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (