Merchant Partners (Category One)

Build your credit score. Borrow when needed to fill the budget gaps, including but not limited to: emergencies, education, developing small businesses, healthcare and others. You can either borrow cash based on your transaction history with any of our diverse merchant partners, or buy products/services on credit, subject to applicable terms and conditions.

To qualify you must be 18 years or older Ghana resident, employed or a business owner.

 

CATEGORY ONE MERCHANT PARTNERS

 

PC24 Stores

You can buy all products and services listed PC24 Stores, be it computers, laptops, tablets, phones, home and kitchen appliances and many more on credit and pay later.

 

Reiny's Ghana

Worried about your wardrobe or lack of personal items? Grab that shoe or bag or perfume or cream from Reiny's and pay back later. Over 70,000 different items to choose from.

 

Darryl Furniture

Need quality furniture for your home or office with flexible payment terms, with free delivery and returns policy? Look no further than Darryl's.

 

7G Foods

You can't go hungry with 7G Foods - be it prepared or packaged foods or groceries.

 

TDG Farms

For dressed or live birds or fresh produce, we deliver than promised. Try TDG Farms.

 

DCANS Developments

Looking for building materials, such as blocks, cement, iron rods, sand, stones, pipes, concrete products, roofing sheets, etc, to start or complete your building project? You can get these and many more on credit from DCANS Developments.

 

DCANS Properties

Looking to rent a residential or commercial place? You can get these and many more on credit and flexible terms from DCANS Properties.

 

Glostar Motors

Looking to buy a car? You can get these and many more on credit and flexible terms from Glostar Motors.

 

My GhanaStores

Looking to buy from Ghanaian producers? You can get these and many more on credit and flexible terms from My GhanaStores.

 

SG Hospitality

Looking to rent a residential or commercial place? You can get these and many more on credit and flexible terms from SG Hospitality.

 

DCANS Healthcare

Looking to rent a residential or commercial place? You can get these and many more on credit and flexible terms from DCANS Healthcare.

 

 

CATEGORY TWO MERCHANT PARTNERS

Becoming a Merchant Partner

If you run a business with strong customer demand or even struggling to make substantial sales amid genuine interest in your products and/or services, we're interested in partnering with you. Kindly see here.

 

 

 

 

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social

             

Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
 
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
 
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.