Sikamaster Commercial Partnerships aim to promote bilateral business and cooperation between us and forward-thinking businesses in Ghana. A finance option that gives business owners the peace of mind to make more and more sales without having to lock-up capital in unsold inventory for months, if not years -- by providing loans to your customers the flexible loan terms and conditions when they buy from any of our merchant partners in-store or online. You get paid in full by us and your customers get to pay us by instalments. No Liability and No Risk for You (The Merchant). All liabilities are on us and we hold all risk.
How it works
It takes less than 5 minutes to setup qualified businesses that have met our requirements, to set you up and running.
After setting you up, you can sell to prospective buyers on credit -- we pay you in full and your customers pay us in instalments.
Businesses boost sales and/or grow their businesses. You can boost your business and sales to whatever level you want. You are only limited by what you want for your business. We pay you in full and we lets your customers pay us for your purchases in installments, instead of upfront.
For customers who walk into your store or shop, you can quickly verify them, and close the sale almost immediately.
The point-of-sale lending at e-commerce is simply seamless with our underwriting model. This payment gateway (API) which you can download and upload onto your website as an extension, has a POS device later to be added is being rolled-out with DCANS Pay (our partners).
Safe & Secure Transactions
With online purchases comes a greater risk of fraudulent card activity. To mitigate fraud, we run our own internal fraud detection systems to alert our team on unusual transaction behaviour and work closely with our merchants to minimise any loss experienced.
During the application process we will discuss security on your website to ensure that it meets our anti-fraud requirements.