Individual / Personal
It takes at least 14 days for us to complete due diligence for first time individual/personal borrowers, before disbursements can be initiated if approved.
It takes less than 72hrs for disbursements to be initiated for repeat/existing or returning individual/personal customers, if approved.
We disburse from bank accounts or mobile payment accounts, from the following sources only:
- SM Financial Ltd, or
- Dedicated account of the group founder, Isaac Osei (temporary and in compliance with company/group board resolution and in line with our faster payment infrastructure, until post beta phase. Such accounts are not necessarily managed by the founder, but managed by qualified, trusted in-house staff with full auditable trail compliance.