How we work

Whatever your role at Sikamaster Loans, you are part of a team which is contributing to our success. It takes a team to build the perfect home. Sikamaster Loans is not just about loans, credit, finance and financial services; we need people with a wide range of qualifications, skills and experience in location across the UK. There’s plenty of opportunities to join a winning team.


We offer both in-office and work from home (WFH) model in line with laid down standard operating procedures - Our remote working model predates Covid-19.


Find out what is right for you:



Legal team works closely with a number of departments, and with the Sales departments with regards to loan contracts and agreements.

Typical roles:

Conveyancers, Legal Secretaries, Legal Executives, Legal Administrators, Lawyers.



Customer care

Customer care team implement the quality control process and complete proper due diligence.

Typical roles:

Area Customer Care Managers, Customer Care Technicians, Customer Care Coordinators, Payment Clerks.




Financial reporting, forecasting and analysis are essential for any of our businesses to function effectively. The Finance team works with all the other departments at varying times, and are involved in activities such as property investment, cost control, forecasting, budgeting and accounting function for the region as well as in-house whole chain application for clients, as well as responsible for providing valuable reports to our Group Finance team. The quarterly forecasts and monthly accounts provides key data enable some of the most important strategic decisions for the business. Also responsible for ensuring our people are paid on time.

In the majority of cases, our finance vacancies require successful candidates to have gained a qualification from one of the formally recognised bodies for accountancy such as CIMA or ACCA.

Typical roles:

Accountants, Reporting Managers, Cashiers.



Support functions

To ensure a smooth operation of our businesses, we also employ key personnel in various support functions such as Accounts and Payroll, IT, Health and Safety, Company Secretariat, Human Resources and Training, Graphic Design, Public Relations, Customer Services, Internal Audit and Catering.

Typical roles:

Payroll officers and assistants, Desktop Engineers, HR Officers, Accounts Assistants, Graphic Designers, Internal Auditors.



Sales and Marketing

Each region has a Marketing team that is responsible for the marketing and promotion of developments. Each of our developments has its own Sales Team which has knowledge of the local market and can advise customers on the range of products available. The Sales Advisor supports the customer from start to finish and ensures that they are kept up to date with the ongoing work at their development. The team also strive to ensure that the sales presentation of their sites, including show homes, are of a high standard.

Typical roles:

Payroll officers and assistants, Desktop Engineers, HR Officers, Accounts Assistants, Graphic Designers, Internal Auditors.


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Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining).

Fully compliant with AML and KYC regulations.

We're Social


Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please read Terms & Conditions, Cookies Policy, Privacy Policy, Data Retention Policy, & Modern Slavery Policy before using this website or our service.
All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.