Growth & Acquisitions

Growth is primarily organic, but physical footprint being achieved via complimentary acquisitions, to take better advantage of distribution channels and different geographic area not currently covered, a well as for relevant regulatory option. To achieve growth, market share, economies of scale, and marketing clout, a well as far reaching customer benefits.

Sikamaster Loans has access to between $200,000 and $100m+ (expected to grow through 2022 to circa $2b as part of the group's significant liquidity reserves) via group available channels to grow via viable acquisitions, within March 2018 and December 2019.

The time scale outlined by the group involve beating many (or perhaps all) of the established players, by making minority stakes to controlling interests to full ownership of existing players with complementary structures.



Sikamaster is always looking to acquire lenders, and financial institutions at large any size. Our goal is not only to expand our business, but also to help those that want to exit the financial service industry. If you’re looking for an exit strategy, we’d love to speak with you. Not every acquisition is alike and so we treat every opportunity with an impartial and professional approach.

We want to be sure that your hard work doesn’t go to waste. To speak with us regarding selling your finance business, contact our acquisitions team at: This email address is being protected from spambots. You need JavaScript enabled to view it. 

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class and modern and/or scalable small, medium & large businesses, including startups.

SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital.

Rolling out a secured, safer, convenient, revolutionary self-care, ethical, no upfront fee, direct lending platform in phases (three phases remaining, including key synergistic acquisitions and regulation for some aspects of our operations).

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Ghana's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Applicants must be 18 or over. All loans are subject to affordability, applicant verification, traditional credit checks and TDG Scoring via various national databases in accordance with Sikamaster''s responsible lending policy.
Please note that there have been an increasing number of attempts to defraud Sikamaster clients. Please take every necessary measure to ensure that your account information is secure! Learn more.
Aside lending, our website offers information about saving, investing, tax and other financial matters, but not personal advice. If you're not sure whether Sikamaster Loans lending is right for you, please seek independent financial advice, and if you decide to borrow from us, please read our How We Operate before you proceed.